Certificate of Deposit Rates

Rates effective:  02/01/2016 through 02/07/2016

Term APY Minimum Balance to Open
34 month CD* 1.40% $500
46 month CD* 1.65% $500
5 month Ready Access CD** 0.15% $500
58 month CD* 2.00% $500

 APY = Annual Percentage Yield

*APY is accurate and available as of the date shown and is available to retail and business customers. Minimum opening deposit $500; maximum $250,000. Penalty imposed for early withdrawal. Rates subject to change without prior notice. Upon maturity CDs will automatically renew into a similar term at the rate that is current at the time of renewal unless you direct us otherwise. Other terms available.

**Not applicable for an IRA. Funds for the Ready Access CD must remain on deposit at least seven days after which a full withdrawal of the principal balance plus accrued interest is allowable without penalty. A withdrawal prior to maturity will reduce earnings.

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