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Residential Mortgage Rates

Rates effective: 8/01/2014

Effective Dates: 04/4/2014 - 04/4/2014
Term Rate Points APR P & I
30 year fixed rate 4.125% 0.250 4.21% $ 775.44
20 year fixed rate 3.875% 0.000 3.96% $ 959.06
15 year fixed rate 3.375% 0.000 3.49% $1,134.02
10 year fixed rate 3.250% 0.125 3.44% $1,563.50


APR = Annual Percentage Rate

Rates are effective as of date shown above and are subject to change at any time due to changes in the mortgage market. Interest rates may also adjust according to credit and property approval based on secondary market guidelines. The rates, fees and terms of credit stated are based on the Bank's normal underwriting standards. Your application may differ based on your credit history. The rates shown are based on average interest rates for customers with a good credit history. Consumer should consult a tax advisor concerning the tax deductibility of interest.

The Principal & Interest (P&I) payment shown does not include taxes and insurance. Your payment will be higher. The APR calculation and the P&I amounts are both based on a loan amount of $160,000 for the purchase of a primary residence in Pennsylvania with 75% loan-to-value (LTV), approximately 30 days prepaid interest and fees of $1,218.00 plus discount points shown for a 45 day lock.

Offer not valid with any other discount or promotion. Zoned residential personal purpose only.

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