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  • Best Suited for
  • Amount of Line
  • Collateral Requirements
  • Rate
  • Repayment Terms
  • Check Access
  • Overdraft Protection*
  • Online Access
Small Business Relationship Line of Credit
  • Businesses that require short term working capital with aggregate lending needs up to $250,000
  • Line amounts up to $250,000
  • Real Estate or Business Assets
  • Variable Rate Tied to Prime with Relationship Discounts Available
  • 5 Year Draw Period with Interest Only Payments Followed by 5 Year Repayment
  • Yes
  • Yes
  • Yes
Small Business Traditional Line of Credit
  • Businesses that require short term working capital with aggregate lending needs in excess of $250,000
  • Line amounts up to $1,000,000
  • Collateral Requirements Vary and Can Include Real Estate, Business Assets, Equipment and Cash/Securities
  • Variable Rates Based on Collateral, Relationship and Credit Package
  • Interest Only Payments with Annual Review/Renewal
  • Yes
Business Equity Line of Credit
  • Businesses with Real Estate Collateral that require short term working capital
  • Line amounts up to $300,000
  • Real Estate
  • Variable Rate Tied to Prime with Relationship Discounts Available
  • Interest Only Payments with no set expiration date
  • Yes
  • Yes
  • Yes
*from a linked checking, money market, or savings account; or ask about other overdraft services.

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