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Business Loan Comparison Chart

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  • Best Suited for
  • Amount of Line
  • Collateral Requirements
  • Rate
  • Repayment Terms
  • Check Access
  • Overdraft Protection*
  • Online Access
Small Business Relationship
Line of Credit
  • Businesses that require short term working capital with aggregate lending needs up to $500,000
  • Line amounts up to $500,000
  • Real estate or business assets
  • Variable rate tied to Prime with relationship discounts available
  • 5 year Draw Period with interest only payments followed by 5 year repayment
  • Yes
  • Yes
  • Yes
Small Business Traditional
Line of Credit
  • Businesses that require short term working capital with aggregate lending needs in excess of $500,000
  • Line amounts up to $1,000,000
  • Collateral requirements vary and can include real estate, business assets, equipment and cash/securities
  • Variable rates based on collateral, relationship and credit package
  • Interest only payments with annual review/renewal
  • Yes
Business Express
Line of Credit
  • Businesses with minimal working capital needs up to $50,000
  • Line amounts up to $50,000
  • Unsecured
  • Variable rate tied to Prime
  • Interest only payments with bi-annual review/renewal
  • Yes
  • Yes
  • Yes
Business Equity
Line of Credit
  • Businesses with real estate collateral that require short term working capital
  • Line amounts up to $300,000
  • Real estate
  • Variable rate tied to Prime with relationship discounts available
  • Interest only payments with no set expiration date
  • Yes
  • Yes
  • Yes
*from a linked checking, money market, or savings account; or ask about other overdraft services.

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