Merchant Services

Straightforward solutions to optimize your cash flow.  Together with global commerce leader, First Data® we make transactions faster, safer and more rewarding for you and your customers.    From authorizing, clearing and settling credit and debit card transactions through in-store, eCommerce or mobile, our services are smart, affordable and a great way to bolster your bottom line.

Options and Benefits:

Single-source solution.
One statement, one 24/7 customer service number and one funding source for MasterCard®, Visa®, Discover® Network and American Express® transactions.*
Expedited Credit/debit card funding.
Fund sales from your Visa, MasterCard, American Express and Discover transactions as soon as the next business day.**
Credit and Debit Cards
Add convenience for your customers.  Reduce fraud and checkout times and increase ticket averages for your business.
Visa, MasterCard, Discover Network, American Express, Diners Club® and JCB® credit payment options.
Personal Identification Number (PIN)-based and signature-based debit transactions options.

Gift Cards
A great brand-builder that can increase sales and attract new customers.

Electronic Check Conversion
Minimize returned checks by turning a paper check into an electronic purchase at the point-of-sale using TeleCheck Electronic Check Acceptance®. Electronic checks are deposited directly into your account within 48 hours.

Make accepting cards easy for you and your customers.  From wireless to PC-integrated solutions, our equipment can build business.


Call or visit a branch near you to open an account!

*Some conditions apply on combining Discover and American Express on one statement. Call for details.

** Must settle card transactions into a National Penn business checking account. Next-business day funds availability on most payments processed through National Penn Merchant Services to a National Penn business checking account in accordance with current standard settlement procedures.

National Penn and First Data Merchant Services have entered into a third party contract to provide merchant services to you.

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