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IRA Accounts

Term Annual Percentage Yield Minimum Balance to Open Effective Dates 60 month IRA Special 1.25% $500 05/13-05/19/2013 IRA Savings Account 0.08% $25 05/13-05/19/2013

APY = Annual Percentage Yield Maximum deposit amount is $250,000. Penalty imposed for early withdrawal. All rates terms and conditions are subject to change without notice. IRA deposits are insured up to $250,000 by the FDIC.

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