Rates

Checking Accounts

Account Name	Annual Percentage Yield	Minimum Balance to Earn APY*	Minimum Balance to Open	Effective
ValuePlus Checking	0.04%	None	$25	05/13-05/19/2013
Interest Checking	0.04%	$500 - $4999	$25	05/13-05/19/2013
	0.05%	$5000 - $9999	$25	05/13-05/19/2013
	0.05%	$10000 - $24999	$25	05/13-05/19/2013
	0.08%	$25000 - $49999	$25	05/13-05/19/2013
	0.15%	$50000 and up	$25	05/13-05/19/2013

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APY = Annual Percentage Yield

Rates are accurate as of the dates shown above and are subject to change at any time. Fees could reduce the earnings on these accounts. Interest is compounded and credited monthly or quarterly. Reference our Personal and Business Deposit and Electronic Banking Services Agreement and Disclosure link below for information on how checking and savings accounts earn interest.

In addition to the fees terms and conditions disclosed in the Personal and Business Deposit and Electronic Banking Services Agreement and Disclosure link below and other terms and conditions specific to online banking products we reserve the right to change or eliminate products fees or services given applicable notice as required by law.

National Penn Bank
Click here to view our Personal and Business Deposit and Electronic Banking Services Agreement and Disclosure
Click here to view our Personal Products and Services Fee Disclosure

Nittany Region
Click here to view our Personal and Business Deposit and Electronic Banking Services Agreement and Disclosure
Click here to view our Personal Products and Services Fee Disclosure