Fixed Rate CD
A safe way to lock in a competitive interest rate for a term that suits your needs. Choose from three months to five years. Interest is compounded daily. At time of maturity, your CD will automatically roll over into another CD of similar term unless you specify otherwise.
Ready Access CD
Our Ready Access CD gets you a great locked in rate with a very unique feature—accessibility. Your deposited funds for the Ready Access CD must remain on deposit at least seven days, after which a full withdrawal of the entire principal balance plus accrued interest is allowable without penalty*.
Invest now and get all the benefits of a locked-in rate without the risk. Our Step-Up CD/IRA gives you more flexibility in today's market. If the rates go down, you are already enjoying the higher rate. But, if our rate increases, this unique product gives you the chance to "step up" your rate to the higher rate, and add additional funds at the same time.
*Available for retail and business accounts. Minimum deposit of $500; no maximum. Not applicable for an IRA. Upon maturity, the CD will automatically renew into a similar term CD at the rate that is current at the time of renewal unless you direct us otherwise. Funds for the Ready Access CD must remain on deposit at least seven days, after which a full withdrawal of the principal balance plus accrued interest is allowable without penalty. A withdrawal prior to maturity will reduce earnings. If you withdraw the balance prior to seven days of the opening date, an early withdrawal penalty of three months interest will be assessed against your account. The penalty will be assessed at the interest rate in effect at the time of withdrawal.
**This calculator is intended for estimation purposes only and may differ from actual calculations and should not be used to make any financial decision. We encourage you to seek personal financial advice from qualified professionals.