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About the financial calculators

The information and interactive calculators are made available to you as self-help tools for your independent use. They give you the ability to create financial snapshots for a variety of issues; however, we can not and do not guarantee their accuracy or their applicability to your circumstances.

We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Financial Calculations Center
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Financial calculators can be excellent planning tools. By performing complex financial calculations, they can help you make tough financial decisions with a degree of confidence. Some financial questions can generally be answered with precision and certainty. If you know how much you must borrow, the interest rate you will pay and how long you will be paying off the loan, the size of your payment is readily available.

Other questions, however, require significant amounts of guesswork about future events and circumstances, most of which are beyond your control. Trying to determine what rate of return you might earn on your investments, what the inflation rate might be and what taxes you may have to pay . . . over the next 20 or 30 years! . . . all require educated guessing.

Yet, the use of calculators for financial estimating serves an important purpose: It provides a means for peering into the future, guiding you toward specific actions today that can help you achieve important goals tomorrow.

We hope you enjoy the Financial Calculators in our center and find them useful.

Securities, insurance products and advisory services are offered through Cetera Investment Services LLC, member FINRA/SIPC. National Penn Investment Services is a marketing name for Cetera Investment Services which is offering securities at National Penn Bank (NPB) and its affiliates. Cetera Investment Services is not affiliated with NPB and NPB is not a broker/dealer or insurance agency.

Registered address: 1620 Pond Road, Allentown, PA 18104

Securities and insurance products offered by Cetera Investment Services:

View Cetera Investment Services privacy policy and other important information.

Financial Professionals are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information in this Web site is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

Advisory services may only be offered by Investment Advisor Representatives in connection with an appropriate Cetera Investment Services advisory Services agreement and disclosure brochure as provided. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Investment Services, nor any of its representatives may give legal or tax advice.