With vishing, bank customers are told that their checking accounts or debit cards have been compromised. Instead of being referred to a Web site (as in phishing scams), customers are urged to call a local or tollfree number. The number connects to an automated response system that answers the call and asks you to input account information, debit card information, and/or your Social Security number to clear up the "problem." The callers do not have any of your information, so they ask you to provide the information in the hope that you will give them enough information for them to access your account.
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